Introduction

In this module, you’ll learn how to build a budget that helps you stay in control of rising costs, plan ahead and manage your money with confidence.

In this module, you’ll learn how to understand your pay, spot any issues early and explore the different ways you can increase your income.

In this module, you’ll understand how pensions work, including the Armed Forces Pension Scheme, so you can plan confidently for later life.

In this module, you’ll learn how borrowing works, what to consider before taking on debt and how to manage repayments.

In this module, you’ll learn how credit works, what affects your credit score and how to make borrowing choices that support your financial goals.

In this module, you’ll learn how home buying works, the factors that shape affordability and how different mortgage options can affect your choices.

In this module, you’ll learn how investing helps your money grow over time, how it differs from saving and how to make informed investment decisions.