Helping you master your finances

Royal Navy & Royal Marines

Below are seven short video learning modules designed to support you in building money confidence, step by step. The modules are easy to follow and flexible, allowing you to focus on what matters most to you, at your own pace.

General Sir Gwyn Jenkins KCB OBE ADC RM

First Sea Lord and Chief of Naval Staff

Welcome to the Naval Service’s Financial Education Programme. Across society there’s a clear gap in financial confidence and the Naval Service is not immune. That’s why we’ve introduced this programme, developed in partnership with the Financial Times Financial Literacy & Inclusion Campaign and co-created with serving Royal Navy and Royal Marines personnel.

Delivered through 7 modules containing a total of 59 short, self-paced videos, it covers the full spectrum of financial decision-making and can be revisited any time. It’s free to use, and open to families and our veteran community too.

Our aim is simple: to give every one of you a solid foundation in financial matters. Your financial resilience matters, both to you and to the Service.

Budgeting

Module 1

5 videos

22 minutes

In this module, you’ll learn how to build a budget that helps you stay in control of rising costs, plan ahead and manage your money with confidence.

Armed Forces Budgeting

Earnings

Module 2

7 videos

30 minutes

In this module, you’ll learn how to understand your pay, spot any issues early and explore the different ways you can increase your income.

Pensions

Module 3

10 videos

61 minutes

In this module, you’ll understand how pensions work, including the Armed Forces Pension Scheme, so you can plan confidently for later life.

Armed Forces Pensions

Managing debt

Module 4

7 videos

34 minutes

In this module, you’ll learn how borrowing works, what to consider before taking on debt and how to manage repayments.

Credit options

Module 5

6 videos

37 minutes

In this module, you’ll learn how credit works, what affects your credit score and how to make borrowing choices that support your financial goals.

Mortgages

Module 6

9 videos

47 minutes

In this module, you’ll learn how home buying works, the factors that shape affordability and how different mortgage options can affect your choices.

Investing

Module 7

8 videos

40 minutes

In this module, you’ll learn how investing helps your money grow over time, how it differs from saving and how to make informed investment decisions.