- Home
- Audiences
- Armed Forces
- British Army
Helping you master your finances
British Army
Below are seven short video learning modules designed to support you in building money confidence, step by step. The modules are easy to follow and flexible, allowing you to focus on what matters most to you, at your own pace.


Major General Nicholas Cowley OBE
Head of Learning
Welcome to the Army’s Financial Education Programme. Financial literacy is a challenge across society, and the Army is no exception. This is your opportunity to build your own skills and knowledge in the sometimes complex world of personal finances, developed in partnership with the Financial Times Financial Literacy & Inclusion Campaign.
Delivered through 7 modules containing a total of 59 short, self-paced videos, the programme covers a range of financial topics. From helping you and your family master the basics, make informed decisions and avoid common pitfalls and scams. It’s free, and open to personnel, families and veterans alike.
I encourage you to dive into the content and keep coming back to refresh your knowledge. Help is always at hand, so if there’s anything you don’t understand, seek out additional support.
Budgeting
Module 1
In this module, you’ll learn how to build a budget that helps you stay in control of rising costs, plan ahead and manage your money with confidence.

Earnings
Module 2
In this module, you’ll learn how to understand your pay, spot any issues early and explore the different ways you can increase your income.

Pensions
Module 3
In this module, you’ll understand how pensions work, including the Armed Forces Pension Scheme, so you can plan confidently for later life.

Managing debt
Module 4
In this module, you’ll learn how borrowing works, what to consider before taking on debt and how to manage repayments.

Credit options
Module 5
In this module, you’ll learn how credit works, what affects your credit score and how to make borrowing choices that support your financial goals.

Mortgages
Module 6
In this module, you’ll learn how home buying works, the factors that shape affordability and how different mortgage options can affect your choices.

Investing
Module 7
In this module, you’ll learn how investing helps your money grow over time, how it differs from saving and how to make informed investment decisions.
