Helping you master your finances
Royal Air Force
Below are seven short video learning modules designed to support you in building money confidence, step by step. The modules are easy to follow and flexible, allowing you to focus on what matters most to you, at your own pace.
Ian Sharrocks CBE MA RAF
Air Vice-Marshal
Welcome to the RAF’s Financial Education Programme. Financial literacy remains a challenge across society, and the RAF is not immune. To address this, this programme was developed in partnership with the Financial Times Financial Literacy & Inclusion Campaign, shaped by input from serving personnel to reflect the realities of Service life.
Delivered through 7 modules containing a total of 59 short, self-paced videos, it covers the essentials of financial decision-making, from debt and pensions to housing, tax and cryptocurrency. It’s free and open to personnel, families and veterans alike.
Our aim is clear: to build confidence and support informed financial decisions. I encourage all personnel to engage fully. Financial resilience underpins operational effectiveness as much as personal wellbeing.
Budgeting
Module 1
In this module, you’ll learn how to build a budget that helps you stay in control of rising costs, plan ahead and manage your money with confidence.
Earnings
Module 2
In this module, you’ll learn how to understand your pay, spot any issues early and explore the different ways you can increase your income.
Pensions
Module 3
In this module, you’ll understand how pensions work, including the Armed Forces Pension Scheme, so you can plan confidently for later life.
Managing debt
Module 4
In this module, you’ll learn how borrowing works, what to consider before taking on debt and how to manage repayments.
Credit options
Module 5
In this module, you’ll learn how credit works, what affects your credit score and how to make borrowing choices that support your financial goals.
Mortgages
Module 6
In this module, you’ll learn how home buying works, the factors that shape affordability and how different mortgage options can affect your choices.
Investing
Module 7
In this module, you’ll learn how investing helps your money grow over time, how it differs from saving and how to make informed investment decisions.
