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Helping you master your finances
Royal Navy & Royal Marines
Below are seven short video learning modules designed to support you in building money confidence, step by step. The modules are easy to follow and flexible, allowing you to focus on what matters most to you, at your own pace.


General Sir Gwyn Jenkins KCB OBE ADC RM
First Sea Lord and Chief of Naval Staff
Welcome to the Naval Service’s Financial Education Programme. Across society there’s a clear gap in financial confidence and the Naval Service is not immune. That’s why we’ve introduced this programme, developed in partnership with the Financial Times Financial Literacy & Inclusion Campaign and co-created with serving Royal Navy and Royal Marines personnel.
Delivered through 7 modules containing a total of 59 short, self-paced videos, it covers the full spectrum of financial decision-making and can be revisited any time. It’s free to use, and open to families and our veteran community too.
Our aim is simple: to give every one of you a solid foundation in financial matters. Your financial resilience matters, both to you and to the Service.
Budgeting
Module 1
In this module, you’ll learn how to build a budget that helps you stay in control of rising costs, plan ahead and manage your money with confidence.

Earnings
Module 2
In this module, you’ll learn how to understand your pay, spot any issues early and explore the different ways you can increase your income.

Pensions
Module 3
In this module, you’ll understand how pensions work, including the Armed Forces Pension Scheme, so you can plan confidently for later life.

Managing debt
Module 4
In this module, you’ll learn how borrowing works, what to consider before taking on debt and how to manage repayments.

Credit options
Module 5
In this module, you’ll learn how credit works, what affects your credit score and how to make borrowing choices that support your financial goals.

Mortgages
Module 6
In this module, you’ll learn how home buying works, the factors that shape affordability and how different mortgage options can affect your choices.

Investing
Module 7
In this module, you’ll learn how investing helps your money grow over time, how it differs from saving and how to make informed investment decisions.
