Module 3

How to manage financial risk

This content is suitable for: 13-14 year olds

The Module 3 curriculum provides information on some money-related topics that students may wish to be wary of, such as cryptocurrency, gaming and exploitation.

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Sessions

Mobile Phone Products

Session 1

Students compare the value of different mobile phone contracts and how to make sound financial choices.

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Cryptocurrency

Session 2

Understand what cryptocurrencies are and how they compare with traditional money.

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Financial Exploitation

Session 3

Students explore the effects of financial exploitation, including what money mules are, ways to protect themselves and how to recognise signs of exploitation.

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Online Gaming

Session 4

This lesson explores the costs of in-app gaming, including a maths moment converting gaming currencies, and ways to manage spending when gaming.

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Online Safety

Session 5

Students learn to recognise different types of online scams and ways to identify and avoid them.

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Decision Making: Pocket Money Debate

Session 6

In the final lesson students apply their learning to a debate activity, to discuss the motion “all young people have pocket money. Students will use prompt questions and a FT article to assess whether young people can be financially responsible.

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The Teacher Toolkit is a practical guide to help you confidently deliver financial literacy sessions using the full resource pack. It offers expert advice — including from nasen — on accessibility, managing sensitive topics, and creating a safe, inclusive classroom environment.

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Module 3 downloads

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