Module 7

How to prepare for my financial future

This content is suitable for: 17+ year olds

The Module 7 curriculum explores some of the most important financial instruments that students will encounter as adults: mortgages, credit cards, pensions and ISAs. It also considers how these fit into the wider financial environment: the economy as a whole.

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Sessions

The Economy

Session 1

Students learn about key features of the economy from the principles of scarcity to how interest rates and inflation affect peoples’ everyday lives.

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Mortgages

Session 2

Students explore what mortgages are and how mortgages work before assessing the best options for first-time buyers.

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Credit Cards

Session 3

Students learn how credit cards work, assess different options available and weigh up the risks and benefits of credit cards.

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Pensions

Session 4

Students will learn about different types of pensions and evaluate the benefits of having a pension.

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ISAs

Session 5

This lesson covers the benefits and drawbacks of saving, and deep dives into a range of Individual Savings Accounts (ISAs) with students assessing which ISA account may best suit different people.

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Decision Making: Financial Decisions

Session 6

Students dive deeper into mortgages by comparing mortgage products, and deciding which product may suit different people in varying situations.

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The Teacher Toolkit is a practical guide to help you confidently deliver financial literacy sessions using the full resource pack. It offers expert advice — including from nasen — on accessibility, managing sensitive topics, and creating a safe, inclusive classroom environment.

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