Module 6
Credit
In this module, you’ll learn how credit works, different types of credit, how repayments are made, and how interest and fees are calculated. It covers common credit products such as credit cards, overdrafts and buy now, pay later and explains how repayment choices can affect the overall cost of borrowing. You’ll also explore how credit scores work, what influences them and how using credit in different ways can shape future borrowing options.
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Introduction
Intro
Good vs. bad debt
Video 1
1 min watchHow borrowing works
Video 2
3 min watchBorrowing options
Video 3
6 min watchCredit scores
Video 4
4 min watchManaging repayments
Video 5
5 min watchGetting support
Video 6
1 min watch
Introduction
Intro
All Adult Learning Modules
Budgeting
Module 1
In this module, you’ll explore how budgeting can help you plan ahead and manage the impact of rising costs.
Earnings
Module 2
In this module, you’ll learn how to understand your pay, spot any issues early and explore the different ways you can increase your income.
Freelance
Module 3
In this module, you’ll learn what freelancing involves, from getting paid to managing tax, expenses and day-to-day responsibilities.
Pensions
Module 4
In this module, you’ll explore how pensions work, from the State Pension to workplace and personal pensions, so you can plan ahead.
Debt
Module 5
In this module, you’ll learn how borrowing works, how to manage debt responsibly and where to get help if it becomes hard to handle.
Credit
Module 6
In this module, you’ll learn how credit works, different types of credit, how repayments are made and how interest and fees are calculated.
Mortgages
Module 7
In this module, you’ll learn how home buying works, the factors that shape affordability and how mortgages influence the overall cost.
Investing
Module 8
In this module, you’ll learn how investing works, how to manage risk and how to grow your money over time.
