Module 5
Debt
In this module, you’ll learn how borrowing works, what to consider before taking on debt and how to manage repayments. You’ll explore different types of lenders, understand priority debts, and discover practical ways to make a repayment plan and find support if you need it.
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Debt: Factors to consider
Video 1
2 min watchDebt: Needs vs wants
Video 2
3 min watchDebt: Choosing your lender
Video 3
3 min watchDebt: How borrowing works
Video 4
4 min watchDebt: Priority debts
Video 5
3 min watchDebt: Making a plan
Video 6
2 min watchDebt: Seeking support
Video 7
1 min watch
All Adult Learning Modules
Budgeting
Module 1
In this module, you’ll learn how to build a budget that helps you stay in control of rising costs, plan ahead and manage your money with confidence.
Earnings
Module 2
In this module, you’ll learn how to understand your pay, spot any issues early and explore the different ways you can increase your income.
Freelance
Module 3
In this module, you’ll learn what freelancing really involves: from how you get paid and find clients to how to manage your money, taxes and day-to-da
Pensions
Module 4
In this module, you’ll understand how pensions work, so you can plan confidently for later life.
Debt
Module 5
In this module, you’ll learn how borrowing works, how to manage debt responsibly, and where to get help if it becomes hard to handle.
Credit
Module 6
In this module, you’ll learn how borrowing works, how to avoid problem debt and what to do if you’re feeling overwhelmed.
Mortgages
Module 7
In this module, you’ll learn how home buying works, the factors that shape affordability and how mortgages influence the overall cost.
Investing
Module 8
In this module, you’ll learn how investing works, how to manage risk and how to grow your money over time.