Introduction

Freelance

In this module, you’ll learn what freelancing really involves: from how you get paid and find clients to how to manage your money, taxes and day-to-day responsibilities.

Transcript

There are a number of benefits to being self-employed, but the journey can also feel scary, especially having to learn about the business processes that will turn your passion into profit. Are you ready to register your business but not sure of the best structure to choose? Are you needing to work on how you manage and track your finances as a business owner? Does tax feel too big a job for you to manage? If you’re self-employed, you’re responsible for how and when you work. You might refer to yourself as a freelancer. 

As someone who is self-employed or a freelancer, you’re able to work for different clients and set your own fees for each. You have the ability to set the terms of how you work and the services that you provide for clients in contracts that you create. You submit invoices to your clients for the pay that you’re owed, rather than receiving a regular salary automatically.

You are responsible for managing your own taxes and National Insurance contributions. Not only is this a legal necessity, but it could help to safeguard your future finances when it comes to your State Pension.

There are eight bite-sized videos in this series. The goal for these videos is to give you information about how to manage your finances as someone self-employed.

All Adult Learning Modules

Budgeting

Module 1

5 videos

14 minutes

In this module, you’ll explore how budgeting can help you plan ahead and manage the impact of rising costs.

Woman sitting on a sofa in a bright living room, reading a letter and holding an envelope, with a coffee cup on the table nearby.

Earnings

Module 2

7 videos

16 minutes

In this module, you’ll learn how to understand your pay, spot any issues early and explore the different ways you can increase your income.

Smiling café worker in a striped apron holds a wooden board of sandwiches beside a counter, with customers chatting and coffee and pastries in the background.

Freelance

Module 3

8 videos

29 minutes

In this module, you’ll learn what freelancing involves, from getting paid to managing tax, expenses and day-to-day responsibilities.

Woman wearing glasses works on a laptop at a café table, with a red coffee cup beside her and greenery and large windows in the background.

Pensions

Module 4

9 videos

24 minutes

In this module, you’ll explore how pensions work, from the State Pension to workplace and personal pensions, so you can plan ahead.

Debt

Module 5

7 videos

19 minutes

In this module, you’ll learn how borrowing works, how to manage debt responsibly and where to get help if it becomes hard to handle.

Credit

Module 6

6 videos

21 minutes

In this module, you’ll learn how credit works, different types of credit, how repayments are made and how interest and fees are calculated.

Man sits on a sofa using a laptop while holding a credit card, in a bright living room with white blinds behind him.

Mortgages

Module 7

9 videos

38 minutes

In this module, you’ll learn how home buying works, the factors that shape affordability and how mortgages influence the overall cost.

Couple smiles outside a brick house, holding up new keys, while two children run toward them from the open front door.

Investing

Module 8

8 videos

28 minutes

In this module, you’ll learn how investing works, how to manage risk and how to grow your money over time.

Man with glasses checks his phone at a desk, with an open notebook in front of him and a blurred office background.