Is a Mobile Phone a ‘Need’ or a ‘Want’?

For many people today, mobile phones are essential tools for communication, online shopping, email, and much more. However, owning a mobile phone can be expensive—popular models often cost over £1,000. If you opt to pay monthly, this usually falls under a credit agreement, meaning fees, interest, or penalties may apply for missed payments.

Requirements for a Mobile Phone Contract

To set up a mobile phone contract, you must meet the following criteria:

  • Affordability: You must be able to pay the monthly bill.
  • Age: You must be over 18.
  • Proof of Identification: A valid ID is required.
  • Proof of Address: Two documents (such as utility bills or rental agreements) showing your name and address.
  • Active Bank Account: Required to set up a direct debit.

Because of these requirements, parents or carers are typically responsible for young people’s mobile phone contracts.

Contract Variations

Mobile phone contracts can vary in:

  • Benefits: Such as unlimited data, roaming options for use abroad, and different contract lengths.
  • Cost: More expensive devices usually come with higher contract costs.

Before committing, it’s important to ensure you can afford the payments and choose a contract that fits your usage needs.